An uninsulated concrete floor on the ground has a U-value set by the floor’s shape, not its thickness: about 0.98 W/m²K for a typical house floor with 30m of exposed perimeter around 50m² (P/A 0.6), 0.63 for a large, square floor (P/A 0.3) and about 1.2 for a small one such as an extension (P/A 0.9). BR 443 leaves the slab’s own small resistance out, so the ground does almost all the work (BS EN ISO 13370). Most are worse than the 0.70 at which Approved Document L counts a floor as one to upgrade; a large floor can be better than it.
Every layer editable · live U-value · Part L & Future Homes Standard targets · free PDF report
The build-up (outside → inside)
- (Ground resistance via BS EN ISO 13370 — P/A dependent)
- 150mm concrete slab on hardcore (its resistance not counted — BR 443)
The pre-filled link opens with U-Monkey’s default 30m perimeter / 50m² area (P/A 0.6), as an existing floor judged against Approved Document L’s 0.70 threshold (2021 edition, Table 4.3) — edit the perimeter and area to your floor.
Typical U-values for this construction
| Specification | U-value (W/m²K) | Notes |
|---|---|---|
| Large, square floor (P/A 0.3) | ≈ 0.63 | Better than the 0.70 threshold |
| P/A 0.5 | ≈ 0.88 | |
| Typical house floor (P/A 0.6) | ≈ 0.98 | As pre-filled: 30m perimeter, 50m² |
| P/A 0.75 | ≈ 1.12 | |
| Small floor or extension (P/A 0.9) | ≈ 1.23 | |
| P/A 0.6 with a 50mm screed | ≈ 0.94 | The screed counts; the slab does not |
| P/A 0.6 with 50mm PIR and 22mm chipboard over the slab | ≈ 0.28 | See the insulating over a concrete floor page |
Figures computed to BS EN ISO 13370 with BR 443 conventions, exactly as the pre-filled calculator works them out, with any pass or fail judged on the unrounded U-value. Indicative for the generic build-up and the footprint and depth shown: your products, thicknesses, perimeter, area and ground will move the number, and that's what the calculator is for.
What changes the number
Heat leaves a ground floor mostly through its edges, so the ratio of exposed perimeter to area decides the result: a semi or terrace, with the party walls not counted in the perimeter, does better than a detached house of the same area. The slab’s thickness hardly matters, which is why BR 443 leaves dense concrete out. Insulation over the slab (if there is headroom at the doors) or edge insulation are the ways to improve it; U-Monkey’s edge-insulation option works the second to BS EN ISO 13370 Annex D.
Next: check the junctions
A U-value covers the flat area of an element — but heat also escapes where elements meet, and at modern U-values those junctions can be 20–30% of a dwelling's fabric heat loss. Now you know your U-values, model the junctions with the free ΨMonkey psi value calculator (no subscription; PDF reports £25 +VAT a junction):
Or read thermal bridging explained to see how junction Ψ-values feed your SAP calculation.
Frequently asked questions
What is the U-value of an uninsulated concrete ground floor?
An uninsulated concrete floor on the ground has a U-value set by the floor’s shape, not its thickness: about 0.98 W/m²K for a typical house floor with 30m of exposed perimeter around 50m² (P/A 0.6), 0.63 for a large, square floor (P/A 0.3) and about 1.2 for a small one such as an extension (P/A 0.9). BR 443 leaves the slab’s own small resistance out, so the ground does almost all the work (BS EN ISO 13370). Most are worse than the 0.70 at which Approved Document L counts a floor as one to upgrade; a large floor can be better than it.
Why does a bigger floor have a lower U-value?
Because the ground under the middle of a large floor is warm, deep and a long way from the outside air, so little heat escapes there; most of the loss is near the edges. BS EN ISO 13370 captures that through the characteristic dimension B′ = A / (½P): the bigger B′, the lower the U-value. That is why an uninsulated floor can be 0.63 W/m²K in a large house and 1.2 in a small extension. Enter your own perimeter and area in U-Monkey.
Is this calculator free?
Yes — building the element, reading the U-value, the compliance targets (including the Future Homes Standard), the condensation-risk screening check and the thermal-mass figures (decrement factor, time lag, κ) are all free in your browser, and the Building Control-ready PDF report is free too. No sign-up.
Does it follow the official calculation method?
Yes — the combined method of BS EN ISO 6946:2017 with BR 443 conventions, including timber bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and air-gap corrections, BS EN ISO 13370 for ground floors, suspended floors and basements, and ISO 13788 for the condensation screening check.
Other common build-ups
Floors
- U-value of an insulated concrete ground floor
- U-value of an insulated suspended timber floor
- U-value of a beam and block floor with PIR
- U-value of a ground floor with insulation below the slab
- U-value of a floor over a garage
- U-value of an uninsulated suspended timber floor
- Underfloor heating on a ground floor: insulation and U-value
- U-value of insulation laid over an existing concrete floor
- U-value of a garage conversion floor
- U-value of a basement floor (heated basement)
- U-value of an extension floor (and the whole-house perimeter rule)
- U-value of an insulated raft foundation (EPS raft)
- U-value of a limecrete floor (insulated with foamed glass)
- U-value of a garden room (garden office) floor
- U-value of a solid floor with edge insulation
- U-value of a floor over an unheated cellar
- U-value of an exposed floor over a passage, undercroft or overhang
- U-value of a battened timber floor over a concrete slab
- U-value of a suspended timber floor insulated with wood fibre or sheep’s wool
- U-value of a concrete floor over a car park
- U-value of a warehouse floor slab
Walls
- U-value of a cavity wall with full-fill insulation
- U-value of a cavity wall with PIR partial-fill insulation
- U-value of a timber frame wall
- U-value of a solid brick wall with internal insulation
- U-value of a one-and-a-half-brick (327.5mm) solid wall
- U-value of a solid wall with external insulation
- What is the U-value of an uninsulated cavity wall?
- U-value of a timber frame wall with PIR insulation outside the studs
- U-value of a solid stone wall with internal insulation
- U-value of a cavity wall with external wall insulation
- U-value of a cavity wall with a dense concrete block inner leaf
- U-value of a solid brick wall (9-inch, uninsulated)
- U-value of a solid stone wall (uninsulated)
- U-value of a cavity wall after cavity wall insulation (blown wool or bead)
- Insulated plasterboard on a solid wall: what thickness reaches a U-value of 0.30?
- U-value of a solid wall battened out with insulation
- U-value of a dormer cheek wall (loft conversion)
- U-value of a garage conversion wall (insulating single-skin brick)
- U-value of a SIP wall (structural insulated panels)
- U-value of an ICF wall (insulating concrete formwork)
- U-value of a light steel frame wall (SFS)
- U-value of a timber frame wall with wood-fibre insulation
- U-value of an I-joist timber frame wall (Passivhaus-level)
- U-value of an extension cavity wall (what reaches 0.18)
- U-value of a wide cavity wall (200mm, 250mm, 300mm)
- U-value of wood-fibre internal wall insulation on a solid brick wall
- U-value of external wall insulation with mineral wool
- U-value of a knee wall in a loft conversion
- U-value of a party wall (0.0, 0.2 or 0.5)
- U-value of a basement wall (heated basement)
- U-value of a cellar wall when converting a cellar (basement conversion)
- U-value of a hempcrete wall (hemp-lime)
- U-value of a wall between a house and an integral garage
- U-value of a wall to an unheated corridor or stairwell in flats
- U-value of a CLT (cross-laminated timber) wall
- U-value of a straw bale wall
- U-value of a cob wall
- U-value of aerogel internal wall insulation
- U-value of wood-fibre external wall insulation (EWI) on a solid wall
- U-value of a log cabin wall
- U-value of a garden room (garden office) wall
- U-value of an SFS infill wall with rainscreen cladding
- U-value of a solid aircrete wall (thin-joint blockwork)
- U-value of a shipping container wall
- U-value of a park home wall with external insulation
- U-value of the wall between a house and a conservatory
- U-value of calcium silicate internal wall insulation
- U-value of cork insulation on a solid wall
- U-value of insulating (thermal) plaster on a solid wall
- U-value of brick-slip external wall insulation
- U-value of a tile-hung wall
- U-value of built-up (twin-skin) metal wall cladding
- U-value of an insulated composite panel wall
- U-value of rainscreen cladding on a concrete or blockwork wall
- U-value of a precast concrete sandwich panel
Roofs
- U-value of 270mm loft insulation
- U-value of an uninsulated loft (a ceiling with no insulation)
- U-value of 100mm loft insulation (and what a top-up achieves)
- U-value of 400mm loft insulation
- U-value of insulation between rafters (loft conversion)
- U-value of insulation over the rafters (warm pitched roof)
- U-value of a room-in-roof sloping ceiling
- U-value of a warm flat roof
- Flat roof insulation thickness — about 150mm PIR for 0.15, 140mm for 0.16
- U-value of a cold flat roof (cold deck)
- U-value of an inverted flat roof
- U-value of an uninsulated flat roof (and a warm-deck upgrade)
- U-value of a room-in-roof flat ceiling (collar ceiling)
- U-value of a wood-fibre sarking roof (a vapour-open warm pitched roof)
- U-value of a solid (tiled) conservatory roof
- U-value of a boarded loft (loft boarding over insulation)
- U-value of a green roof (sedum or extensive green roof)
- U-value of a thatched roof
- U-value of spray foam insulation in a pitched roof
- U-value of a cold flat roof converted to a warm roof
- U-value of a garden room (garden office) roof
- U-value of a warm flat roof on a profiled metal deck
- U-value of a roof terrace with paving on pedestals
- U-value of a SIP roof (structural insulated panels)
- U-value of a ceiling insulated from below with insulated plasterboard
- U-value of a garage conversion roof (flat roof insulated from below)
- U-value of a warm flat roof on a concrete deck
- U-value of tapered roof insulation
- U-value of a mansard roof
- U-value of a built-up (twin-skin) metal roof
- U-value of an insulated composite roof panel
Different build-up? See the full floor U-value calculator, or start from scratch in the main U-value calculator.
Need the wider compliance picture? U-values feed straight into SAP calculations — or let our New Build Compliance Pack handle the lot. Background reading: what U-values actually are, and why two calculators can give different answers for the same wall.