An inverted flat roof with 250mm of XPS laid over the waterproofing of a concrete deck, in two layers and taken at the design λ BR 443 asks for in an inverted roof, achieves about 0.14 W/m²K, provided a certified water flow reducing layer (WFRL) goes over the boards. Leave it out and the rain that runs under the insulation carries heat away: BS EN ISO 6946 adds a correction for it — about 0.06 W/m²K at Manchester’s rainfall for these rebated boards under gravel — and the same roof comes out near 0.20. In an inverted roof it is that correction, not condensation, that decides how much insulation you need.
Every layer editable · live U-value · Part L & Future Homes Standard targets · free PDF report
The build-up (outside → inside)
- Gravel ballast or paving (not counted in the U-value)
- Water flow reducing layer (WFRL) over the boards
- 250mm XPS in two layers, 150 + 100mm, joints staggered (Bauder XPS 300 Inverted, design λ 0.035)
- Waterproofing membrane — under the insulation, on the warm side
- 150mm reinforced concrete deck
- Plaster soffit
Bauder XPS 300 Inverted at its design λ, 0.035 (it declares 0.033), in two layers with staggered joints: BR 443’s air-gap level 0. The table and the pre-filled link use Manchester’s October–May rainfall (2.16 mm/day), U-Monkey’s default station. The rain correction scales with rainfall, so wetter sites lose more: pick your nearest station in the app.
Typical U-values for this construction
| Specification | U-value (W/m²K) | Notes |
|---|---|---|
| 250mm XPS (150 + 100) + certified WFRL (f·x 0.001) | ≈ 0.14 | Meets the 0.15 for a new roof on an extension |
| 250mm XPS, no WFRL, gravel ballast (f·x 0.03, rebated boards) | ≈ 0.20 | Same boards, with rain running underneath |
| 300mm XPS (2 × 150), no WFRL (f·x 0.03) | ≈ 0.17 | Still short of 0.15: more board doesn’t replace the WFRL |
| 300mm XPS (2 × 150) + certified WFRL | ≈ 0.12 |
Figures computed with the BS EN ISO 6946 combined method and BR 443 conventions — bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and the air-gap correction included — exactly as the pre-filled calculator works them out, with any pass or fail judged on the unrounded U-value. Indicative for the generic build-up shown: your products, thicknesses and (for floors) footprint will move the number, and that's what the calculator is for.
What changes the number
The rain correction is the number to watch. BS EN ISO 6946 adds ΔU = p × f·x × (R1/RT)², where p is the site’s average daily rainfall from October to May, f·x is how much of it reaches the waterproofing and how much heat it takes with it, and R1/RT is the share of the roof’s thermal resistance that sits above the membrane. Without a certified value, f·x is 0.04 for butt-jointed boards under open gravel, 0.03 for rebated boards — Bauder’s are rebated on all four sides — and 0.02 under a green roof or a cast concrete parking deck. A certified water flow reducing layer brings it down to around 0.001, the value this build-up opens with, but take the figure from your system’s certificate. U-Monkey fills p from the nearest Met Office station, so pick yours: the correction scales with the rain. The figures here take Bauder XPS 300 Inverted at its design λ, 0.035, not the 0.033 it declares: BR 443 (§4.8.6, after ETAG 031) asks for the design value in an inverted roof, which allows for the moisture the boards take up in use. Laid in two layers with staggered joints, as here, the boards take BR 443’s air-gap level 0; one layer of butt-jointed boards takes level 1, about 0.01 worse (rebated boards in one layer qualify for level 0 too — choose Perfect under Fitting quality).
Condensation risk in an inverted roof
Turning the roof upside down turns the condensation question around: the vapour-tight waterproofing sits under the insulation, on the warm side, where a warm deck would have its vapour control layer. As pre-filled, this roof passes U-Monkey’s free BS EN ISO 13788 condensation check with no condensation in any month, with the roof surface taken 2 K below the air as the standard asks, and it stays clear at the upland Eskdalemuir station and at humidity class 4. The margin is tight, at about 97% of saturation inside the XPS in December, but the verdict holds with the assumed vapour values for the XPS and the membrane tested across their ranges, one at a time and together.
The same 250mm of XPS over the waterproofing of an 18mm plywood deck on timber joists passes too. What the screening can’t see is cold rainwater running between the boards and the membrane — it works month by month, in steady state — which is why the rain correction in the U-value, and the water flow reducing layer that keeps it small, matter more here than the condensation check.
Opens pre-filled. The condensation verdict sits just under the U-value — tap it for the full month-by-month check, the surface-mould (fRsi) check included. If it isn’t a pass, How to fix it tests the usual remedies on your build-up — a vapour control layer, a vapour-open underlay, a ventilated void, a warm deck — and applies the one you pick in a tap, with Undo.
Need it in writing for Building Control? The full condensation risk analysis report is £25 +VAT (£30 inc VAT), or included on Monkey Pro Unlimited — see an example report (PDF), or read what building control expects the analysis to show.
It is a screening to BS EN ISO 13788 (the Glaser method), honestly labelled as one: it does not model air leakage, rain or moisture stored in materials, so for high-risk or heritage constructions a full hygrothermal simulation (BS EN 15026) is the right next step. Figures above use the app’s defaults — Manchester (Ringway) climate, humidity class 3 (dwellings with high or unknown occupancy), a 1-in-10 design year and, on a roof, the surface taken 2 K below the air for night-sky cooling — so pick your nearest weather station for your own build-up: the result can change from one station to another.
Next: check the junctions
A U-value covers the flat area of an element — but heat also escapes where elements meet, and at modern U-values those junctions can be 20–30% of a dwelling's fabric heat loss. Now you know your U-values, model the junctions with the free ΨMonkey psi value calculator (no subscription; PDF reports £25 +VAT a junction):
Or read thermal bridging explained to see how junction Ψ-values feed your SAP calculation.
Frequently asked questions
What is the U-value of an inverted flat roof?
An inverted flat roof with 250mm of XPS laid over the waterproofing of a concrete deck, in two layers and taken at the design λ BR 443 asks for in an inverted roof, achieves about 0.14 W/m²K, provided a certified water flow reducing layer (WFRL) goes over the boards. Leave it out and the rain that runs under the insulation carries heat away: BS EN ISO 6946 adds a correction for it — about 0.06 W/m²K at Manchester’s rainfall for these rebated boards under gravel — and the same roof comes out near 0.20. In an inverted roof it is that correction, not condensation, that decides how much insulation you need.
Is there a condensation risk in an inverted roof?
Low, as a rule. The waterproofing is vapour-tight, and in an inverted roof it sits under the insulation on the warm side, so it stays above the dew point and does the job a vapour control layer does in a warm deck. U-Monkey’s free check on this build-up finds no interstitial condensation in any month. What a monthly screening can’t model is cold rain running under the boards; the U-value correction above accounts for the heat it carries away.
Is this calculator free?
Yes — building the element, reading the U-value, the compliance targets (including the Future Homes Standard), the condensation-risk screening check and the thermal-mass figures (decrement factor, time lag, κ) are all free in your browser, and the Building Control-ready PDF report is free too. No sign-up.
Does it follow the official calculation method?
Yes — the combined method of BS EN ISO 6946:2017 with BR 443 conventions, including timber bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and air-gap corrections, BS EN ISO 13370 for ground floors, suspended floors and basements, and ISO 13788 for the condensation screening check.
Other common build-ups
Roofs
- U-value of 270mm loft insulation
- U-value of an uninsulated loft (a ceiling with no insulation)
- U-value of 100mm loft insulation (and what a top-up achieves)
- U-value of 400mm loft insulation
- U-value of insulation between rafters (loft conversion)
- U-value of insulation over the rafters (warm pitched roof)
- U-value of a room-in-roof sloping ceiling
- U-value of a warm flat roof
- Flat roof insulation thickness — about 150mm PIR for 0.15, 140mm for 0.16
- U-value of a cold flat roof (cold deck)
- U-value of an uninsulated flat roof (and a warm-deck upgrade)
- U-value of a room-in-roof flat ceiling (collar ceiling)
- U-value of a wood-fibre sarking roof (a vapour-open warm pitched roof)
- U-value of a solid (tiled) conservatory roof
- U-value of a boarded loft (loft boarding over insulation)
- U-value of a green roof (sedum or extensive green roof)
- U-value of a thatched roof
- U-value of spray foam insulation in a pitched roof
- U-value of a cold flat roof converted to a warm roof
- U-value of a garden room (garden office) roof
- U-value of a warm flat roof on a profiled metal deck
- U-value of a roof terrace with paving on pedestals
- U-value of a SIP roof (structural insulated panels)
- U-value of a ceiling insulated from below with insulated plasterboard
- U-value of a garage conversion roof (flat roof insulated from below)
- U-value of a warm flat roof on a concrete deck
- U-value of tapered roof insulation
- U-value of a mansard roof
- U-value of a built-up (twin-skin) metal roof
- U-value of an insulated composite roof panel
Walls
- U-value of a cavity wall with full-fill insulation
- U-value of a cavity wall with PIR partial-fill insulation
- U-value of a timber frame wall
- U-value of a solid brick wall with internal insulation
- U-value of a one-and-a-half-brick (327.5mm) solid wall
- U-value of a solid wall with external insulation
- What is the U-value of an uninsulated cavity wall?
- U-value of a timber frame wall with PIR insulation outside the studs
- U-value of a solid stone wall with internal insulation
- U-value of a cavity wall with external wall insulation
- U-value of a cavity wall with a dense concrete block inner leaf
- U-value of a solid brick wall (9-inch, uninsulated)
- U-value of a solid stone wall (uninsulated)
- U-value of a cavity wall after cavity wall insulation (blown wool or bead)
- Insulated plasterboard on a solid wall: what thickness reaches a U-value of 0.30?
- U-value of a solid wall battened out with insulation
- U-value of a dormer cheek wall (loft conversion)
- U-value of a garage conversion wall (insulating single-skin brick)
- U-value of a SIP wall (structural insulated panels)
- U-value of an ICF wall (insulating concrete formwork)
- U-value of a light steel frame wall (SFS)
- U-value of a timber frame wall with wood-fibre insulation
- U-value of an I-joist timber frame wall (Passivhaus-level)
- U-value of an extension cavity wall (what reaches 0.18)
- U-value of a wide cavity wall (200mm, 250mm, 300mm)
- U-value of wood-fibre internal wall insulation on a solid brick wall
- U-value of external wall insulation with mineral wool
- U-value of a knee wall in a loft conversion
- U-value of a party wall (0.0, 0.2 or 0.5)
- U-value of a basement wall (heated basement)
- U-value of a cellar wall when converting a cellar (basement conversion)
- U-value of a hempcrete wall (hemp-lime)
- U-value of a wall between a house and an integral garage
- U-value of a wall to an unheated corridor or stairwell in flats
- U-value of a CLT (cross-laminated timber) wall
- U-value of a straw bale wall
- U-value of a cob wall
- U-value of aerogel internal wall insulation
- U-value of wood-fibre external wall insulation (EWI) on a solid wall
- U-value of a log cabin wall
- U-value of a garden room (garden office) wall
- U-value of an SFS infill wall with rainscreen cladding
- U-value of a solid aircrete wall (thin-joint blockwork)
- U-value of a shipping container wall
- U-value of a park home wall with external insulation
- U-value of the wall between a house and a conservatory
- U-value of calcium silicate internal wall insulation
- U-value of cork insulation on a solid wall
- U-value of insulating (thermal) plaster on a solid wall
- U-value of brick-slip external wall insulation
- U-value of a tile-hung wall
- U-value of built-up (twin-skin) metal wall cladding
- U-value of an insulated composite panel wall
- U-value of rainscreen cladding on a concrete or blockwork wall
- U-value of a precast concrete sandwich panel
Floors
- U-value of an insulated concrete ground floor
- U-value of an insulated suspended timber floor
- U-value of a beam and block floor with PIR
- U-value of a ground floor with insulation below the slab
- U-value of a floor over a garage
- U-value of an uninsulated concrete ground floor
- U-value of an uninsulated suspended timber floor
- Underfloor heating on a ground floor: insulation and U-value
- U-value of insulation laid over an existing concrete floor
- U-value of a garage conversion floor
- U-value of a basement floor (heated basement)
- U-value of an extension floor (and the whole-house perimeter rule)
- U-value of an insulated raft foundation (EPS raft)
- U-value of a limecrete floor (insulated with foamed glass)
- U-value of a garden room (garden office) floor
- U-value of a solid floor with edge insulation
- U-value of a floor over an unheated cellar
- U-value of an exposed floor over a passage, undercroft or overhang
- U-value of a battened timber floor over a concrete slab
- U-value of a suspended timber floor insulated with wood fibre or sheep’s wool
- U-value of a concrete floor over a car park
- U-value of a warehouse floor slab
Different build-up? See the full flat roof U-value calculator, or start from scratch in the main U-value calculator.
Need the wider compliance picture? U-values feed straight into SAP calculations — or let our New Build Compliance Pack handle the lot. Background reading: what U-values actually are, and why two calculators can give different answers for the same wall.