A roof terrace built as an inverted roof — two layers of 120mm extruded polystyrene (Bauder XPS 300 Inverted, design λ 0.035) over hot-melt waterproofing on a 200mm concrete slab, under a water flow reducing layer, with paving on pedestals above — has a U-value of about 0.14 W/m²K, inside the 0.15 Approved Document L sets for a new roof on an existing dwelling. The reducing layer is what makes that true: paving on pedestals is an “open covering” to BR 443, so without a tested reducing layer the cold rainwater running under the boards adds a correction of f·x 0.03 (rebated boards) or 0.04 (butt-jointed) — 0.20 and 0.22 for the same 240mm at Manchester’s winter rainfall, and 0.26 at Eskdalemuir’s. The paving and pedestals are left out of the calculation.
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The build-up (outside → inside)
- Paving (20mm porcelain or 40–50mm concrete) on adjustable pedestals with spreader plates: not counted (BR 443 §4.8.6)
- Water flow reducing layer, vapour-open, loose-laid: no thermal value; f·x 0.001 (the BBA minimum)
- 2 × 120mm Bauder XPS 300 Inverted, joints staggered (design λ 0.035)
- 10mm hot-melt waterproofing (the vapour control layer, on the warm side)
- 200mm reinforced concrete slab
- 13mm plaster soffit
Inverted-roof XPS at Bauder’s design λ (0.035 for XPS 300 Inverted), as BR 443 §4.8.6 asks. The rain correction is U-Monkey’s inverted-roof option, at Manchester’s October–May mean rainfall (2.16 mm/day) unless a row says otherwise; the hot-melt layer is marked as the waterproofing. The reducing layer, paving and pedestals carry no thermal resistance. The pre-filled link opens with the inverted roof switched on at f·x 0.001.
Typical U-values for this construction
| Specification | U-value (W/m²K) | Notes |
|---|---|---|
| 2 × 100mm XPS under a water flow reducing layer (f·x 0.001) | ≈ 0.17 | Misses the 0.16 and the 0.15 |
| 2 × 120mm XPS under a water flow reducing layer | ≈ 0.14 | As pre-filled |
| 2 × 120mm, no reducing layer, rebated boards (f·x 0.03) | ≈ 0.20 | Paving on pedestals is an open covering |
| 2 × 120mm, no reducing layer, butt-jointed boards (f·x 0.04) | ≈ 0.22 | |
| 2 × 120mm, no reducing layer, rebated boards, at Eskdalemuir (4.41 mm/day) | ≈ 0.26 | Twice Manchester’s October–May rainfall |
| 2 × 120mm + reducing layer, at Eskdalemuir | ≈ 0.14 | With the layer, the rainfall hardly matters (0.144) |
| 2 × 150mm XPS + reducing layer | ≈ 0.11 | Just over the 0.11 of the notional dwelling (0.115) |
| Hybrid: 120mm PIR under the membrane + 50mm XPS over it (f·x 0.03) | ≈ 0.15 | Saves height; just misses 0.15 (0.151) |
| Warm-roof terrace: 150mm PIR under the membrane, pedestals on pads | ≈ 0.15 | Just meets 0.15 (0.1497); see the condensation note |
Figures computed with the BS EN ISO 6946 combined method and BR 443 conventions — bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and the air-gap correction included — exactly as the pre-filled calculator works them out, with any pass or fail judged on the unrounded U-value. Indicative for the generic build-up shown: your products, thicknesses and (for floors) footprint will move the number, and that's what the calculator is for.
What changes the number
The rain correction is the terrace’s own variable. BR 443 §4.8.6 and the BBA’s Information Bulletin 4 add ΔU = p·f·x·(R1/RT)² for the rainwater that runs between the boards and the waterproofing, where p is the average daily rainfall from October to May (2.16 mm at Manchester, 4.41 at Eskdalemuir), and f·x is 0.02 for roof gardens and green roofs, 0.03 for rebated boards and 0.04 for butt-jointed boards under an “open covering” such as gravel or paving — and paving on pedestals is an open covering. A tested water flow reducing layer laid over the boards cuts f to the BBA’s minimum 2.5% (f·x 0.001), which takes the correction from about 0.06 to almost nothing. The boards are taken at their design λ, not the declared one (ETAG 031-1, as BR 443 says): Bauder’s XPS 300 is 0.035 for inverted use. Ravago gives 175mm of its XPS X ULTRA for 0.15 on the same slab, at its declared λ 0.027 — U-Monkey’s library holds Ravatherm boards at their declared values, so use a design figure in an inverted row. The other limit is height at the door: LABC Warranty asks for upstands 150mm above the finished roof except at door access, and an overflow at least 25mm below the sill, with a finished fall of 1 in 80; a hybrid build-up, PIR under the waterproofing and a thinner XPS layer over it, saves 70mm here for about the same U-value. LABC Warranty also rules out a cold deck under a terrace that forms part of the roof, and asks for spreader plates under the pedestals. Approved Document L sets 0.16 for the roof of a new dwelling (Table 4.1) and 0.15 for a new roof on an existing one (Table 4.2); the notional dwelling assumes 0.11.
Condensation risk on a roof terrace
U-Monkey’s free BS EN ISO 13788 check finds no interstitial condensation in any month in the inverted rows on this page, with every assumed vapour value tested across its plausible range: the hot-melt waterproofing is a vapour barrier on the warm side of the insulation, and the boards above it stay cold and dry. The reducing layer on top must be vapour-open, so the boards can breathe outwards.
The warm-roof variant is different. With 150mm of PIR on a polythene vapour control layer under a 10mm bitumen membrane, the check finds condensate building up year on year (3 g/m² still there at the end of the year): under a membrane that tight, a warm roof needs a high-performance vapour control layer, such as a reinforced bitumen or aluminium-cored sheet. The hybrid has a conditional pass, so run it with your own products.
Opens pre-filled. The condensation verdict sits just under the U-value — tap it for the full month-by-month check, the surface-mould (fRsi) check included. If it isn’t a pass, How to fix it tests the usual remedies on your build-up — a vapour control layer, a vapour-open underlay, a ventilated void, a warm deck — and applies the one you pick in a tap, with Undo.
Need it in writing for Building Control? The full condensation risk analysis report is £25 +VAT (£30 inc VAT), or included on Monkey Pro Unlimited — see an example report (PDF), or read what building control expects the analysis to show.
It is a screening to BS EN ISO 13788 (the Glaser method), honestly labelled as one: it does not model air leakage, rain or moisture stored in materials, so for high-risk or heritage constructions a full hygrothermal simulation (BS EN 15026) is the right next step. Figures above use the app’s defaults — Manchester (Ringway) climate, humidity class 3 (dwellings with high or unknown occupancy), a 1-in-10 design year and, on a roof, the surface taken 2 K below the air for night-sky cooling — so pick your nearest weather station for your own build-up: the result can change from one station to another.
Next: check the junctions
A U-value covers the flat area of an element — but heat also escapes where elements meet, and at modern U-values those junctions can be 20–30% of a dwelling's fabric heat loss. Now you know your U-values, model the junctions with the free ΨMonkey psi value calculator (no subscription; PDF reports £25 +VAT a junction):
Or read thermal bridging explained to see how junction Ψ-values feed your SAP calculation.
Frequently asked questions
What is the U-value of a roof terrace with paving on pedestals?
A roof terrace built as an inverted roof — two layers of 120mm extruded polystyrene (Bauder XPS 300 Inverted, design λ 0.035) over hot-melt waterproofing on a 200mm concrete slab, under a water flow reducing layer, with paving on pedestals above — has a U-value of about 0.14 W/m²K, inside the 0.15 Approved Document L sets for a new roof on an existing dwelling. The reducing layer is what makes that true: paving on pedestals is an “open covering” to BR 443, so without a tested reducing layer the cold rainwater running under the boards adds a correction of f·x 0.03 (rebated boards) or 0.04 (butt-jointed) — 0.20 and 0.22 for the same 240mm at Manchester’s winter rainfall, and 0.26 at Eskdalemuir’s. The paving and pedestals are left out of the calculation.
Do I need a water flow reducing layer on a roof terrace?
For the U-value, almost always. With paving on pedestals the insulation sits under an open covering, so rain runs between the boards and the waterproofing all winter and BR 443 adds a correction for it: 240mm of XPS that is 0.14 W/m²K under a tested reducing layer is 0.20 without one (rebated boards, Manchester rainfall) and 0.26 in a wet part of the country. Meeting 0.15 without the layer would take about 400mm of XPS instead of 240mm, because the correction grows as the insulation gets thicker — more than any terrace door threshold has room for. The layer must be the vapour-open kind made for inverted roofs, and the terrace needs drainage at both levels — above the layer and at the waterproofing.
Is this calculator free?
Yes — building the element, reading the U-value, the compliance targets (including the Future Homes Standard), the condensation-risk screening check and the thermal-mass figures (decrement factor, time lag, κ) are all free in your browser, and the Building Control-ready PDF report is free too. No sign-up.
Does it follow the official calculation method?
Yes — the combined method of BS EN ISO 6946:2017 with BR 443 conventions, including timber bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and air-gap corrections, BS EN ISO 13370 for ground floors, suspended floors and basements, and ISO 13788 for the condensation screening check.
Other common build-ups
Roofs
- U-value of 270mm loft insulation
- U-value of an uninsulated loft (a ceiling with no insulation)
- U-value of 100mm loft insulation (and what a top-up achieves)
- U-value of 400mm loft insulation
- U-value of insulation between rafters (loft conversion)
- U-value of insulation over the rafters (warm pitched roof)
- U-value of a room-in-roof sloping ceiling
- U-value of a warm flat roof
- Flat roof insulation thickness — about 150mm PIR for 0.15, 140mm for 0.16
- U-value of a cold flat roof (cold deck)
- U-value of an inverted flat roof
- U-value of an uninsulated flat roof (and a warm-deck upgrade)
- U-value of a room-in-roof flat ceiling (collar ceiling)
- U-value of a wood-fibre sarking roof (a vapour-open warm pitched roof)
- U-value of a solid (tiled) conservatory roof
- U-value of a boarded loft (loft boarding over insulation)
- U-value of a green roof (sedum or extensive green roof)
- U-value of a thatched roof
- U-value of spray foam insulation in a pitched roof
- U-value of a cold flat roof converted to a warm roof
- U-value of a garden room (garden office) roof
- U-value of a warm flat roof on a profiled metal deck
- U-value of a SIP roof (structural insulated panels)
- U-value of a ceiling insulated from below with insulated plasterboard
- U-value of a garage conversion roof (flat roof insulated from below)
- U-value of a warm flat roof on a concrete deck
- U-value of tapered roof insulation
- U-value of a mansard roof
- U-value of a built-up (twin-skin) metal roof
- U-value of an insulated composite roof panel
Walls
- U-value of a cavity wall with full-fill insulation
- U-value of a cavity wall with PIR partial-fill insulation
- U-value of a timber frame wall
- U-value of a solid brick wall with internal insulation
- U-value of a one-and-a-half-brick (327.5mm) solid wall
- U-value of a solid wall with external insulation
- What is the U-value of an uninsulated cavity wall?
- U-value of a timber frame wall with PIR insulation outside the studs
- U-value of a solid stone wall with internal insulation
- U-value of a cavity wall with external wall insulation
- U-value of a cavity wall with a dense concrete block inner leaf
- U-value of a solid brick wall (9-inch, uninsulated)
- U-value of a solid stone wall (uninsulated)
- U-value of a cavity wall after cavity wall insulation (blown wool or bead)
- Insulated plasterboard on a solid wall: what thickness reaches a U-value of 0.30?
- U-value of a solid wall battened out with insulation
- U-value of a dormer cheek wall (loft conversion)
- U-value of a garage conversion wall (insulating single-skin brick)
- U-value of a SIP wall (structural insulated panels)
- U-value of an ICF wall (insulating concrete formwork)
- U-value of a light steel frame wall (SFS)
- U-value of a timber frame wall with wood-fibre insulation
- U-value of an I-joist timber frame wall (Passivhaus-level)
- U-value of an extension cavity wall (what reaches 0.18)
- U-value of a wide cavity wall (200mm, 250mm, 300mm)
- U-value of wood-fibre internal wall insulation on a solid brick wall
- U-value of external wall insulation with mineral wool
- U-value of a knee wall in a loft conversion
- U-value of a party wall (0.0, 0.2 or 0.5)
- U-value of a basement wall (heated basement)
- U-value of a cellar wall when converting a cellar (basement conversion)
- U-value of a hempcrete wall (hemp-lime)
- U-value of a wall between a house and an integral garage
- U-value of a wall to an unheated corridor or stairwell in flats
- U-value of a CLT (cross-laminated timber) wall
- U-value of a straw bale wall
- U-value of a cob wall
- U-value of aerogel internal wall insulation
- U-value of wood-fibre external wall insulation (EWI) on a solid wall
- U-value of a log cabin wall
- U-value of a garden room (garden office) wall
- U-value of an SFS infill wall with rainscreen cladding
- U-value of a solid aircrete wall (thin-joint blockwork)
- U-value of a shipping container wall
- U-value of a park home wall with external insulation
- U-value of the wall between a house and a conservatory
- U-value of calcium silicate internal wall insulation
- U-value of cork insulation on a solid wall
- U-value of insulating (thermal) plaster on a solid wall
- U-value of brick-slip external wall insulation
- U-value of a tile-hung wall
- U-value of built-up (twin-skin) metal wall cladding
- U-value of an insulated composite panel wall
- U-value of rainscreen cladding on a concrete or blockwork wall
- U-value of a precast concrete sandwich panel
Floors
- U-value of an insulated concrete ground floor
- U-value of an insulated suspended timber floor
- U-value of a beam and block floor with PIR
- U-value of a ground floor with insulation below the slab
- U-value of a floor over a garage
- U-value of an uninsulated concrete ground floor
- U-value of an uninsulated suspended timber floor
- Underfloor heating on a ground floor: insulation and U-value
- U-value of insulation laid over an existing concrete floor
- U-value of a garage conversion floor
- U-value of a basement floor (heated basement)
- U-value of an extension floor (and the whole-house perimeter rule)
- U-value of an insulated raft foundation (EPS raft)
- U-value of a limecrete floor (insulated with foamed glass)
- U-value of a garden room (garden office) floor
- U-value of a solid floor with edge insulation
- U-value of a floor over an unheated cellar
- U-value of an exposed floor over a passage, undercroft or overhang
- U-value of a battened timber floor over a concrete slab
- U-value of a suspended timber floor insulated with wood fibre or sheep’s wool
- U-value of a concrete floor over a car park
- U-value of a warehouse floor slab
Different build-up? See the full flat roof U-value calculator, or start from scratch in the main U-value calculator.
Need the wider compliance picture? U-values feed straight into SAP calculations — or let our New Build Compliance Pack handle the lot. Background reading: what U-values actually are, and why two calculators can give different answers for the same wall.