An insulating concrete formwork wall with 100mm of white EPS either side of a 150mm concrete core, rendered outside and lined with plasterboard, has a U-value of about 0.16 W/m²K — the figure NSAI Agrément gives for that block (certificate 07/0277). Graphite (grey) EPS takes the same wall to 0.15, and 85mm grey forms round a 200mm core give 0.17. The concrete adds almost nothing: 150mm of it is worth about 0.07 m²K/W, against nearly 6 for the two layers of EPS. Thin forms are the trap: 50mm of XPS each side gives about 0.31, which misses even the 0.26 limiting value.
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The build-up (outside → inside)
- 10mm render on the outer form
- 100mm white EPS form (λ 0.034)
- 150mm reinforced concrete core
- 100mm white EPS form
- 12.5mm plasterboard, screwed to the form’s plastic webs
Forms and λ from NSAI Agrément certificate 07/0277 (Amvic, revised April 2026), whose Table 1 gives 0.16 / 0.15 for the 350mm block in white / grey EPS and 0.19 / 0.17 for the 370mm block; the XPS rows use Polarwall’s forms (BBA 14/5127). ICF forms take air-gap level 0 (BR 443 §4.8.1: no air voids within the insulation).
Typical U-values for this construction
| Specification | U-value (W/m²K) | Notes |
|---|---|---|
| 2 × 100mm white EPS, 150mm core | ≈ 0.16 | As pre-filled; NSAI 07/0277 gives 0.16 |
| 2 × 100mm grey EPS, 150mm core | ≈ 0.15 | NSAI 07/0277: 0.15 |
| 2 × 85mm grey EPS, 200mm core | ≈ 0.17 | NSAI 07/0277: 0.17 |
| 2 × 85mm white EPS, 200mm core | ≈ 0.19 | NSAI 07/0277: 0.19; misses 0.18 |
| 2 × 75mm grey EPS, 150mm core | ≈ 0.19 | NSAI 07/0277: 0.20, with its allowance for the plastic ties |
| 2 × 50mm XPS, 150mm core | ≈ 0.31 | Misses the 0.26 limiting value |
| 150mm + 50mm XPS, 150mm core | ≈ 0.17 | A thicker outer form only |
| 2 × 100mm white EPS behind a brick outer leaf and 50mm cavity | ≈ 0.15 |
Figures computed with the BS EN ISO 6946 combined method and BR 443 conventions — bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and the air-gap correction included — exactly as the pre-filled calculator works them out, with any pass or fail judged on the unrounded U-value. Indicative for the generic build-up shown: your products, thicknesses and (for floors) footprint will move the number, and that's what the calculator is for.
What changes the number
All the insulation is in the two forms, so their thickness and grade decide the result: graphite EPS (λ 0.031) is about a tenth better than white (λ 0.034). The forms interlock and the concrete is cast against them, so there are no air voids to correct for: U-Monkey gives ICF BR 443’s air-gap level 0. The plastic webs that tie the two forms together conduct very little, and BR 443 treats non-metal ties as negligible (§4.8.2); the NSAI certificate does make a small allowance for them, which puts its figures up to about 0.01 above U-Monkey’s for the thinner blocks. What the wall does not do is give the room thermal mass: the inner form insulates the concrete from it, so the heat capacity facing the room is about 12 kJ/m²K, against about 160 for a dense-block inner leaf with wet plaster.
Next: check the junctions
A U-value covers the flat area of an element — but heat also escapes where elements meet, and at modern U-values those junctions can be 20–30% of a dwelling's fabric heat loss. Now you know your U-values, model the junctions with the free ΨMonkey psi value calculator (no subscription; PDF reports £25 +VAT a junction):
Or read thermal bridging explained to see how junction Ψ-values feed your SAP calculation.
Frequently asked questions
What is the U-value of an ICF wall (insulating concrete formwork)?
An insulating concrete formwork wall with 100mm of white EPS either side of a 150mm concrete core, rendered outside and lined with plasterboard, has a U-value of about 0.16 W/m²K — the figure NSAI Agrément gives for that block (certificate 07/0277). Graphite (grey) EPS takes the same wall to 0.15, and 85mm grey forms round a 200mm core give 0.17. The concrete adds almost nothing: 150mm of it is worth about 0.07 m²K/W, against nearly 6 for the two layers of EPS. Thin forms are the trap: 50mm of XPS each side gives about 0.31, which misses even the 0.26 limiting value.
Is an ICF wall good for thermal mass?
Not much, as the room sees it. The concrete core is heavy, but the inner EPS form separates it from the room, so very little of it takes part in the daily cycle: U-Monkey’s ISO 13786 figures give this wall an internal heat capacity of about 12 kJ/m²K, against about 160 for a brick-and-dense-block cavity wall with wet plaster. The mass still damps temperature swings through the wall itself — its decrement factor is very low — but for rooms that resist overheating, look to the floors and internal walls.
Is this calculator free?
Yes — building the element, reading the U-value, the compliance targets (including the Future Homes Standard), the condensation-risk screening check and the thermal-mass figures (decrement factor, time lag, κ) are all free in your browser, and the Building Control-ready PDF report is free too. No sign-up.
Does it follow the official calculation method?
Yes — the combined method of BS EN ISO 6946:2017 with BR 443 conventions, including timber bridging, mortar joints in blockwork (and in solid brickwork where BR 443 §4.2 requires them) and air-gap corrections, BS EN ISO 13370 for ground floors, suspended floors and basements, and ISO 13788 for the condensation screening check.
Other common build-ups
Walls
- U-value of a cavity wall with full-fill insulation
- U-value of a cavity wall with PIR partial-fill insulation
- U-value of a timber frame wall
- U-value of a solid brick wall with internal insulation
- U-value of a one-and-a-half-brick (327.5mm) solid wall
- U-value of a solid wall with external insulation
- What is the U-value of an uninsulated cavity wall?
- U-value of a timber frame wall with PIR insulation outside the studs
- U-value of a solid stone wall with internal insulation
- U-value of a cavity wall with external wall insulation
- U-value of a cavity wall with a dense concrete block inner leaf
- U-value of a solid brick wall (9-inch, uninsulated)
- U-value of a solid stone wall (uninsulated)
- U-value of a cavity wall after cavity wall insulation (blown wool or bead)
- Insulated plasterboard on a solid wall: what thickness reaches a U-value of 0.30?
- U-value of a solid wall battened out with insulation
- U-value of a dormer cheek wall (loft conversion)
- U-value of a garage conversion wall (insulating single-skin brick)
- U-value of a SIP wall (structural insulated panels)
- U-value of a light steel frame wall (SFS)
- U-value of a timber frame wall with wood-fibre insulation
- U-value of an I-joist timber frame wall (Passivhaus-level)
- U-value of an extension cavity wall (what reaches 0.18)
- U-value of a wide cavity wall (200mm, 250mm, 300mm)
- U-value of wood-fibre internal wall insulation on a solid brick wall
- U-value of external wall insulation with mineral wool
- U-value of a knee wall in a loft conversion
- U-value of a party wall (0.0, 0.2 or 0.5)
- U-value of a basement wall (heated basement)
- U-value of a cellar wall when converting a cellar (basement conversion)
- U-value of a hempcrete wall (hemp-lime)
- U-value of a wall between a house and an integral garage
- U-value of a wall to an unheated corridor or stairwell in flats
- U-value of a CLT (cross-laminated timber) wall
- U-value of a straw bale wall
- U-value of a cob wall
- U-value of aerogel internal wall insulation
- U-value of wood-fibre external wall insulation (EWI) on a solid wall
- U-value of a log cabin wall
- U-value of a garden room (garden office) wall
- U-value of an SFS infill wall with rainscreen cladding
- U-value of a solid aircrete wall (thin-joint blockwork)
- U-value of a shipping container wall
- U-value of a park home wall with external insulation
- U-value of the wall between a house and a conservatory
- U-value of calcium silicate internal wall insulation
- U-value of cork insulation on a solid wall
- U-value of insulating (thermal) plaster on a solid wall
- U-value of brick-slip external wall insulation
- U-value of a tile-hung wall
- U-value of built-up (twin-skin) metal wall cladding
- U-value of an insulated composite panel wall
- U-value of rainscreen cladding on a concrete or blockwork wall
- U-value of a precast concrete sandwich panel
Roofs
- U-value of 270mm loft insulation
- U-value of an uninsulated loft (a ceiling with no insulation)
- U-value of 100mm loft insulation (and what a top-up achieves)
- U-value of 400mm loft insulation
- U-value of insulation between rafters (loft conversion)
- U-value of insulation over the rafters (warm pitched roof)
- U-value of a room-in-roof sloping ceiling
- U-value of a warm flat roof
- Flat roof insulation thickness — about 150mm PIR for 0.15, 140mm for 0.16
- U-value of a cold flat roof (cold deck)
- U-value of an inverted flat roof
- U-value of an uninsulated flat roof (and a warm-deck upgrade)
- U-value of a room-in-roof flat ceiling (collar ceiling)
- U-value of a wood-fibre sarking roof (a vapour-open warm pitched roof)
- U-value of a solid (tiled) conservatory roof
- U-value of a boarded loft (loft boarding over insulation)
- U-value of a green roof (sedum or extensive green roof)
- U-value of a thatched roof
- U-value of spray foam insulation in a pitched roof
- U-value of a cold flat roof converted to a warm roof
- U-value of a garden room (garden office) roof
- U-value of a warm flat roof on a profiled metal deck
- U-value of a roof terrace with paving on pedestals
- U-value of a SIP roof (structural insulated panels)
- U-value of a ceiling insulated from below with insulated plasterboard
- U-value of a garage conversion roof (flat roof insulated from below)
- U-value of a warm flat roof on a concrete deck
- U-value of tapered roof insulation
- U-value of a mansard roof
- U-value of a built-up (twin-skin) metal roof
- U-value of an insulated composite roof panel
Floors
- U-value of an insulated concrete ground floor
- U-value of an insulated suspended timber floor
- U-value of a beam and block floor with PIR
- U-value of a ground floor with insulation below the slab
- U-value of a floor over a garage
- U-value of an uninsulated concrete ground floor
- U-value of an uninsulated suspended timber floor
- Underfloor heating on a ground floor: insulation and U-value
- U-value of insulation laid over an existing concrete floor
- U-value of a garage conversion floor
- U-value of a basement floor (heated basement)
- U-value of an extension floor (and the whole-house perimeter rule)
- U-value of an insulated raft foundation (EPS raft)
- U-value of a limecrete floor (insulated with foamed glass)
- U-value of a garden room (garden office) floor
- U-value of a solid floor with edge insulation
- U-value of a floor over an unheated cellar
- U-value of an exposed floor over a passage, undercroft or overhang
- U-value of a battened timber floor over a concrete slab
- U-value of a suspended timber floor insulated with wood fibre or sheep’s wool
- U-value of a concrete floor over a car park
- U-value of a warehouse floor slab
Different build-up? See the full wall U-value calculator, or start from scratch in the main U-value calculator.
Need the wider compliance picture? U-values feed straight into SAP calculations — or let our New Build Compliance Pack handle the lot. Background reading: what U-values actually are, and why two calculators can give different answers for the same wall.